Chase Private Client Program — The Benefits, Qualification Process & More (2024)

Chase Private Client is a program offered to select Chase clients who keep a substantial amount of money in Chase investment and banking accounts. It’s sort of like elite status at a bank instead of an airline.

Here is what you need to know about the benefits of being one of their Private Clients, and how to qualify.

Chase Private Client Benefits

Chase Private Client (CPC) offers products and services including banking perks, lower or no fees, mortgage benefits, and investment strategies and insights.

First, here’s an overview of what you’ll get when joining the program (including the current bonus), as well as where it’s available:

  • Enjoy a bonus when you join Chase Private Client and meet specific qualifications.
  • Available in certain states
  • Relationship-driven banking

Banking Benefits

  • You’re eligible for up to a $3,000 bonus when you open a new Chase Private Client Checking℠ account with qualifying activities.
  • Speak with a Private Client Banker to open your Chase Private Client Checking℠ account today. Schedule your meeting at your nearest branch or over the phone.
  • Priority service for everyday banking. Receive personalized attention from a dedicated Chase Private Client Banker who is ready to help you.
  • Earn $1,000 when you deposit $150,000 or earn $2,000 when you deposit $250,000 or earn $3,000 when you deposit $500,000.
  • No ATM fees worldwide.
  • No Chase fee on incoming or outgoing wire transfers.
  • Enjoy higher limits on Chase Private Client debit card purchases and ATM withdrawals, as well as higher Zelle® and Chase QuickDeposit℠ limits.
  • Deposit products provided by JPMorgan Chase Bank, N.A. Member FDIC. Deposit products are FDIC insured up to the maximum amount allowed by law.

Credit Card Benefits

  • Rushed replacement of your debit or credit card almost anywhere worldwide at no charge

Hot Tip: As a Chase Private Client, you may be able to open additional Chase credit cards (including theirbusiness cards), even if you are over the 5/24 limit.

Business Benefits

  • Personal business banking advisor
  • No fees for electronic deposits for both Platinum Business Checking and Total Business Checking accounts
  • Reduced minimum balance requirements for Platinum Business Checking accounts

Investment Benefits

  • A dedicated J.P. Morgan Private Client advisor
  • Customized financial analysis
  • Retirement advice
  • Personalized investment strategy
  • Free online stock and ETF trades withYou Invest℠ by J.P. Morgan

Home and Auto Loan Benefits

  • Discounted rate when you purchase or refinance a home with the CPC Mortgage Rate Program
  • Occasional bonus Chase Ultimate Rewards points with a new mortgage (CPC was recently offering a 75,000-point bonus with a new mortgage)
  • CPC Home Lending Team
  • Discounted rates for Home Equity Lines of Credit
  • No origination fee and $50 annual fee waiver for HELOC
  • 0.25% rate discount with Chase Car Buying Services
  • Up to 0.50% rate discount when you refinance your auto loan and have your payment automatically deducted from your personal checking account

Other Benefits

  • Invitations to local Chase Private Client events

Bottom Line: Chase Private Client offers numerous benefits including fee waivers, increased deposit and withdrawal limits, personal banking advisor, reduced fees and lower minimum balances for business checking accounts, personalized investment strategies, discounted mortgage rates, invitations to members-only events, and more!

How to Qualify for Chase Private Client

To qualify as a Chase Private Client, you need to have a daily average of $150,000 in Chase investments and accounts.

You can also gain access to Chase Private Client benefits if you share an account with an immediate family member who is a Chase Private Client. For example, if one of your parents is a Chase Private Client and you share a checking account with them, you can also receive the Private Client benefits.

There is no cost to become a Chase Private Client, but it is by invitation only. If you are interested in requesting a meeting to go over your qualifications to become a Chase Private Client, submit this form online.

Hot Tip: If you have a family member that is a Chase Private Client, you can open a joint checking account with them and you will then be eligible for CPC benefits as well.

Chase Private Client Contact Information

If you are currently a Chase Private Client, you can call1-888-994-5626 for customer service.

If you are interested in becoming a Chase Private Client, you can fill out the request form here or talk to your local Chase branch.

How to Find a Chase Branch That Offers Private Client Benefits

Not all Chase branches offer Chase Private Client services. CPC advisors are available at select Chase branches plus dedicated Chase Private Client locations.

To find a location near you, enter your zip code in the CPC Find A Branch tool.

Final Thoughts

Chase Private Client is an elite status of sorts for Chase customers who have at least $150,000 in investments and accounts at Chase. These benefits can be extended to immediate family members of CPC clients who hold a joint account with Chase.

The perks offered included fee waivers, lower minimums for some accounts, investment advisem*nt, and lower mortgage rates.

The information regarding the Chase Private Client was independently collected by Upgraded Points and was not provided nor reviewed by the issuer.

Chase Private Client Program — The Benefits, Qualification Process & More (2024)

FAQs

How do you qualify for Chase private client benefits? ›

How to Qualify for Chase Private Client. To qualify as a Chase Private Client, you need to have a daily average of $150,000 in Chase investments and accounts. You can also gain access to Chase Private Client benefits if you share an account with an immediate family member who is a Chase Private Client.

Is it hard to become a Chase private client? ›

Chase Private Client services are available for those able to maintain an average daily balance of at least $150,000 in Chase accounts. The funds can be held across any combination of eligible Chase deposit and investment accounts.

How do I qualify for Chase Private Bank? ›

Option 1: Keep an average beginning day balance of $150,000 or more in any combination of this account and linked qualifying Chase checking, savings and other balances. Option 2: Have a linked Chase Platinum Business Checking℠ account.

What is the $3000 bonus at Chase bank? ›

These are the bonus tiers: Earn $1,000 when you deposit $150,000 to $249,999.99. Earn $2,000 when you deposit $250,000 to $499,999.99. Earn $3,000 when you deposit at least $500,000.

How much income do you need for Chase? ›

We may obtain and use information about your accounts with us and others such as Checking, Deposit, Investment, and Utility accounts from credit bureaus and other entities.” While Chase doesn't require a minimum income, the bank will verify you can afford your monthly payments.

What is the $1,000 bonus at Chase bank? ›

This offer is best for those who can meet high minimum transfer requirements. Offer: Get a $1,000, $2,000 or $3,000 bonus when you open or upgrade to a new Chase Private Client Open Checking℠ account and complete qualifying transfers within the specified time frame. Minimum deposit to qualify: $150,000.

How to get $900 Chase bonus? ›

If you open both a Chase Total Checking account and a Chase Savings account, you can earn a $900 bonus.

Is the Chase $900 offer legit? ›

The Chase $900 bonus for new checking and savings accounts is Chase Bank's biggest offer yet. However, Chase $900 bonus checking and savings reviews highlight that it's only applicable for new customers and those who haven't received a Chase bonus in the last two years.

What does a private client banker at Chase do? ›

I work in the private banking team. We help manage our clients' wealth. And we do the most basic things like credit cards and helping them with their daily needs, as well as succession planning, structure, and complex lending operations.

What is a private client advisor at Chase? ›

Your dedicated Private Client Advisor will help you select one of our investment advisory programs—which include ongoing account management and monitoring—based on your investment needs and risk tolerance. For these programs and services, you generally pay a fee based on the value of your account assets.

What is the $1,000 bonus at Chase Bank? ›

This offer is best for those who can meet high minimum transfer requirements. Offer: Get a $1,000, $2,000 or $3,000 bonus when you open or upgrade to a new Chase Private Client Open Checking℠ account and complete qualifying transfers within the specified time frame. Minimum deposit to qualify: $150,000.

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