Personal banking is at the heart of Chase Bank, with accounts and solutions to fit almost every banking need. Here are the details of Chase Secure Banking, along with the bank’s other offerings.
Chase Secure Banking
Chase Secure Banking is a basic low-cost checking account with no minimum opening deposit. If you’re in the market for a new checking account, this might be the time to think about Chase Secure Banking.
Through July 24, 2024, you can earn a $100 bonus when you open a Chase Secure Checking account with qualifying transactions You can sign up for an account online or receive an offer coupon via email to bring with you to a local Chase bank branch. Once enrolled, you must complete 10 qualifying transactions within 60 days. Qualifying transactions include:
- Debit card purchases
- Online bill payments
- Chase QuickDeposit
- Zelle transactions
- ACH transactions
Chase Secure Banking carries a $4.95, the monthly service fee can be waived when you have electronic deposits made into the account totaling $250 or more during each monthly statement period. Despite the fee, the account offers plenty of ways to save money, including:
- No overdraft fees
- No fees at Chase ATMs
- No fees to send money via Zelle
- No fees for online bill pay
Keep in mind that these free features are included with many popular checking accounts these days. Also, Chase Secure Banking accounts don’t come with check-writing privileges. There are also no options to send or receive wire transfers. However, you can access your funds at more than 4,700 Chase branches and over 15,000 fee-free Chase ATMs.
With Chase Secure Banking, you only spend the money you have on deposit. The bank will decline or return a transaction when the customer does not have enough money in the account to cover the charge.
Other Chase Banking Products and Services
Chase offers numerous personal banking products and solutions, including:
- Chase Total Checking®
- Chase Premier Plus Checking℠
- Chase First Banking℠
- Chase High School Checking
- Chase College Checking℠
- Chase Sapphire Banking
- Chase Private Client Checking℠
- Chase Savings℠
- Chase Premier Savings℠
- Chase Bank Certificates of Deposit
- Military banking
- Credit cards
- Automotive financing
- Home mortgages and refinancing
- Investing and retirement solutions
- Small business banking and solutions
- Commercial solutions
The Best Chase Credit Cards Of 2024
Find the best Chase credit card for your needs.
FAQs
Chase Secure Banking℠ Review. Chase Secure Banking is a good option if you want to receive your direct deposits up to two days early. You can also earn a bonus of $100 when you open a Chase Secure Banking account as a new Chase checking customer with qualifying transactions (offer expires 7/24/2024).
How do I avoid the monthly fee on Chase Secure banking? ›
You can avoid the fee with qualifying electronic deposits totaling $250 or more per statement period.
Is Chase Bank safe now? ›
Is Chase FDIC insured? Yes, all Chase bank accounts are FDIC insured (FDIC# 628) up to $250,000 per depositor, for each account ownership category, in the event of a bank failure.
Does Chase Secure banking have a limit? ›
Debit card purchases are limited to $3,000 per day. ATM withdrawals have several restrictions, depending on the ATM: Chase in-branch ATM limit: $3,000. Other Chase ATM limit: $1,000.
What is the downside of Chase bank? ›
Most Chase deposit accounts don't have minimum opening deposit requirements. The bank's various fees and low savings account rates, compared to what some competitors offer, are drawbacks.
Is Secure bank safe? ›
Yes, your savings with Secure Trust Bank are protected up to £85,000 per person by the Financial Services Compensation Scheme (FSCS).
What is the Chase Bank controversy? ›
The U.S. government sued JP Morgan Chase Bank in 2022, alleging that JP Morgan "facilitated, sustained, and concealed the human trafficking network operated by Jeffrey Epstein."
Is Chase Bank going under? ›
JPMorgan Chase's odds of distress is less than 3% at the moment. It is unlikely to undergo any financial crunch in the next 24 months. JPMorgan Chase's Odds of distress is determined by interpolating and adjusting JPMorgan Altman Z Score to account for off-balance-sheet items and missing or unfiled public information.
Should I stay with Chase Bank? ›
Chase ranked well in the 2023 J.D. Power U.S. Retail Banking Satisfaction Study. Chase has a good basic checking account but its savings rates are low, and some fees are high and hard to avoid.
Can I upgrade my Chase secure checking account? ›
To upgrade an existing Chase checking account, meet with a banker or visit your local branch.
Make purchases with your debit card, and bank from almost anywhere by phone, tablet or computer and more than 15,000 ATMs and more than 4,700 branches.
Can you overdraft with Chase secure banking? ›
Standard Overdraft Practice comes with all Chase checking accounts except Chase First Checking℠, Chase High School Checking℠ or Chase Secure Checking℠.
Is Chase Sapphire banking worth it? ›
Is Chase Sapphire Banking worth it? In conclusion, Chase Sapphire Banking can be worth it if you can maintain the minimum combined account balance of $75,000 to waive the $25 monthly account fee. If so, and the fee savings and Sapphire Banking perks, are more valuable than your current bank account, it's worth it.
Does Chase Secure banking have a debit card? ›
Make purchases with your debit card, and bank from almost anywhere by phone, tablet or computer and more than 15,000 ATMs and more than 4,700 branches.
Are my savings safe in Chase Bank? ›
Is Chase safe? Chase is regulated by the Financial Conduct Authority (FCA) and customer deposits of up to £85,000 (£170,000 for joint accounts) are protected under the Financial Services Compensation Scheme (FSCS). This means, if Chase went out of business, the FSCS would step in to cover up to this threshold.
How much do you need in a Chase account to avoid fees? ›
You can avoid the fee on your Chase Total Checking account if any one of the following requirements are met: Electronic payments made to your Chase Total Checking account totaling at least $500. Balance in the account at the start of each day of at least $1,500.
